When a hurricane threatens South Florida, Palm Beach County residents know how quickly things can change. Roads flood, debris flies, and in the chaos, cars often become the first casualty—and sometimes, a major insurance nightmare.

As The Dash Cam Lawyer, I’ve helped countless Florida drivers after storms, not just with crash claims—but with hurricane-related damage, insurance confusion, and vehicle safety issues. Here’s how you can stay safe and protect both yourself and your vehicle before, during, and after a storm.

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🚗 1. Secure and Protect Your Vehicle Before the Storm

When hurricane watches are issued, act fast. Vehicles are highly vulnerable to flooding and wind damage, but a few smart steps can make a huge difference:

• Park on higher ground — Avoid low-lying areas and flood zones. If possible, move your car to a parking garage or higher elevation.
• Avoid trees and power lines — Flying branches and downed lines are a major cause of vehicle damage during hurricanes.
• Disconnect and remove electronics — Take out dash cams, chargers, and GPS units to prevent short circuits.
• Photograph your car — Take clear photos from all sides before the storm. If you later need to file a claim, this serves as proof of your car’s condition.

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⚡ 2. Understand What Your Insurance Really Covers

After every hurricane, many drivers realize too late that their car insurance doesn’t cover storm damage.

Here’s what you need to check right now:

• ✅ Comprehensive Coverage — This is what protects your car from hurricane damage, flooding, or falling debris.
• ❌ Liability-Only Policies — These do not cover damage to your car.
• ⚙️ Uninsured Motorist Coverage — Protects you if another driver hits you while fleeing storm conditions and they have no insurance (very common).

If you’re not sure what you have, let my office help. We can review your policy for free and explain exactly what’s missing.

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🚨 3. After the Storm: Stay Safe and Document Everything

When the storm passes, don’t rush out immediately. Floodwaters and debris can be dangerous. Once it’s safe:

• Take photos and videos of any vehicle damage.
• Don’t try to start a flooded car — this can cause further damage.
• Call your insurance company and report the damage.
• If your vehicle was damaged due to another driver or unsafe conditions, contact The Dash Cam Lawyer before signing any documents.

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⚖️ Final Thoughts

Hurricanes are unpredictable—but your preparation doesn’t have to be. Protect your life, your vehicle, and your rights before the next storm hits.

If your car was damaged during a hurricane or you were involved in an accident during evacuation, contact The Dash Cam Lawyer today.
We’ll help you understand your options and make sure your insurance company treats you fairly.

📞 561-561-DASH (3274)
📍 Serving Palm Beach County and all of South Florida
💻 www.thedashcamlawyer.com