Boynton Beach Uber and Lyft Accident Lawyer

If an Uber or Lyft crash in Boynton Beach left you hurt, there may be as much as $1 million of insurance coverage in play. Whether you ever see it comes down to one question: what was the driver’s app doing at the moment of impact? I’m Shannon Sagan, The Dash Cam Lawyer®. Proving that moment is what I do. The consultation is free and you pay nothing unless I win.

Who Pays After a Rideshare Crash? Depends on the App.

Florida Statute 627.748 splits rideshare insurance into three periods, and the difference between them can be worth hundreds of thousands of dollars.

App off. The driver is just a regular driver. Only their personal auto policy applies, and in Florida that can be as little as $0.

App on, waiting for a request. Uber or Lyft must provide at least $50,000 per person and $100,000 per crash in bodily injury coverage, plus $25,000 in property damage.

Ride accepted or passenger in the car. One million dollars in coverage for death, bodily injury, and property damage.

The insurers fight over which period applies. The driver swears the app was off. The rideshare company says the trip hadn’t started. Every argument about a timestamp is really an argument about the size of your check.

The Camera and the App Data Settle the Fight

Most lawyers start a rideshare case with a letter. I start with the evidence. The app logs GPS, trip status, and speed. Many rideshare vehicles run dashcams. None of that footage sticks around long, and Uber and Lyft are not going to volunteer their data. I send preservation demands immediately so trip records, in-car video, and nearby camera footage get locked down before they vanish.

If you had your own camera rolling, even better. I give away dash cams for a reason. The other side can argue with a witness. They can’t argue with the video. Driving Without a Dash Cam? That’s Crazy.®

Where These Crashes Happen in Boynton Beach

Rideshare crashes cluster where rideshare use clusters. The I-95 interchanges at Gateway Boulevard, Boynton Beach Boulevard, and Woolbright Road. The Congress Avenue corridor by Boynton Beach Mall and Renaissance Commons. The bar and restaurant traffic around East Ocean Avenue and the marina district. Late-night pickups add drunk and exhausted drivers to the mix, and that is exactly when video matters most.

Hurt as a Passenger? You’re in the Strongest Position.

Passengers almost never share fault. If you were riding in the Uber or Lyft when it happened, the million dollar policy is in play no matter which driver caused the wreck. Don’t let an adjuster rush you into a settlement before you know how badly you’re hurt. Florida gives you two years from the crash to file a negligence lawsuit, and if a jury puts more than half the fault on you, you get nothing. The clock is real and so is the fault fight. Get ahead of both.

What Your Case May Be Worth

Medical bills, past and future. Lost wages and earning capacity. Pain and suffering. Property damage. The value turns on how badly you’re hurt, which coverage period applies, and how strong your evidence is. That last one is the only thing you can still control after the crash. It’s also the thing I’m best at.

What to Do Right Now

Screenshot the trip in your app: driver name, route, time. See a doctor today, not next week. Do not give a recorded statement to any insurance company. Then call me. I’ll handle the preservation letters, the app data, and the footage before it’s gone.

Call The Dash Cam Lawyer® at 561-561-DASH (3274). Free consultation. No fee unless I win. Offices in Palm Springs and Belle Glade, serving Boynton Beach and all of Palm Beach County.

Frequently Asked Questions

Who pays my medical bills after an Uber or Lyft accident in Boynton Beach?

Your own PIP coverage pays first, up to $10,000. Florida is a no-fault state and that applies in rideshare crashes too. For serious injuries, the rideshare policy in effect at the time of the crash is the real target, up to $1 million during a ride.

Can I sue Uber or Lyft directly?

Usually the claim runs against the insurance coverage rather than the company itself, because Florida treats rideshare drivers as independent contractors in most situations. The million dollar policy exists for exactly these cases.

What if the driver was between rides when they hit me?

Then the contingent coverage most likely applies, at least $50,000 per person and $100,000 per crash. Proving the app was on is the critical piece. Trip data and video decide these cases.

How long do I have to file a rideshare accident claim in Florida?

Two years from the date of the crash. That is a hard deadline under Florida’s 2023 tort reform. Miss it and the case is gone, no matter how strong it was.

What is a rideshare case worth in Florida?

Anywhere from a PIP-level claim to seven figures, depending on the injuries, the coverage period, and the liability picture. No honest lawyer quotes a number before seeing your records and the evidence. Be careful with anyone who does.

Do I need a lawyer if I was a passenger in the Uber or Lyft?

Passengers have the cleanest liability position and the biggest policy in play. That is exactly why insurers try to settle with passengers fast and cheap. Talk to me before you sign anything.